Effective Date: July 17, 2023
 

At Giovanna Galeano Financial ("we," "us," or "our"), we are committed to safeguarding the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the data you provide to us when engaging our life insurance brokerage services. By using our services, you consent to the practices described in this policy.

1. Information We Collect: We may collect various types of personal information from you, including but not limited to:

• Name, address, and contact details (email address, phone number).

• Date of birth, gender, and marital status.

• Financial information, including income, assets, and liabilities.

• Health-related information, if required for life insurance application(s).

1. How We Collect Information: We may collect information from you through various channels, including:

• Information provided directly by you when contacting us or engaging our services.

• Information obtained during meetings, consultations, or interviews.

• Information obtained from third-party sources, such as insurance companies or medical professionals, with your consent.

1. Use of Information: We use the collected information for the following purposes:

• To identify and assess suitable life insurance options based on your specific needs.

• To facilitate the application and underwriting process with insurance providers.

• To communicate with you regarding insurance quotes, policy updates, or related matters.

• To comply with legal and regulatory requirements.

1. Disclosure of Information: We may share your personal information with the following parties under specific circumstances:

• Insurance providers to obtain quotes and process applications.

• Third-party service providers who assist us in delivering our services (e.g., IT support, underwriting services).

• As required by law, to regulatory authorities, or to comply with legal processes.

1. Data Security: We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no data transmission over the internet or electronic storage method is entirely secure. While we strive to protect your data, we cannot guarantee absolute security.

2. Retention of Information: We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. Once the information is no longer needed, we will securely dispose of it.

3. Your Rights: You have the right to access, correct, update, or delete your personal information in our possession. To exercise these rights, please contact us using the information provided below.

4. Consent and Opt-Out: By using our services, you consent to the collection and use of your personal information as described in this Privacy Policy. If you no longer wish to receive communications from us, you may opt-out by contacting us at Giovannagffl@gmail.com
   or (623) 301-0171.

5. Changes to Privacy Policy: We may update this Privacy Policy from time to time to reflect changes in our practices or for legal compliance. Any changes will be posted on our website, and the effective date will be updated accordingly.

6. Contact Us: If you have any questions, concerns, or requests related to this Privacy Policy or our data practices, please contact us at Giovannagffl@gmail.com or (623) 301-0171.
    

We recommend reviewing this Privacy Policy periodically to stay informed of our data handling practices.

By engaging Giovanna Galeano Financial's services, you acknowledge and agree to this Privacy Policy.

Effective Date: July 17, 2023